Christian Koch and the KAM South Story
About Christian Koch,
CFP® CPWA® CDFA™ RICP®
Christian G. Koch, President and sole owner of KAM South, is a long-time investment manager and recognized equity research industry leader.
Koch is a Certified Financial Planner™ Professional; a member of the Harvard Business School Club of Atlanta, the MD Preferred Medical Professional Network, and has been named a Five Star Professional Wealth Manager for five years in a row.
Read Christian Koch's Full Bio
The KAM South Story
At KAM South, we specialize in providing retirement income strategies. The ideal KAM South customer is a substantial, cost-conscious investor with a long-term investment horizon who needs wise counsel for retirement.
Our investment process is designed to develop customized portfolios to achieve predictable and sustainable income. The economics of the new retirement are such that one must develop an income and investment plan that supports the “de-cumulation” phase. The best analogy is a Mt. Everest climber who spent all of his time planning the climb up and no time planning his descent down. Most accidents happen on the descent, after the hiker has made it to the top. Converting your investment portfolio into retirement income is critical. It requires a different strategy than that of the accumulation phase. Our unique retirement strategy focuses on individual securities with attractive interest and dividend characteristics, without over-emphasizing fixed income investments.
At KAM South we specialize in Converting Your Investment Portfolio into Retirement Income.
KAM South and You
We certify that this firm will provide excellent, comprehensive service at all times. We will continue to maintain our professional credentials and investment education. Our professionals will maintain Certified Financial Planner™ Professional (CFP®) designations. We believe this level of professional, educational, and experiential accomplishment offers you the advisory resources to help you save time, worry and money.
Guiding you along the financial trail of life: KAM South, We Build Wealth.
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Q and A with Christian Koch
Our Unique 4-Step Retirement Income Planning Process
KAM South’s ability to live up to its motto “We Build Wealth” is due to the unique process system that Koch has developed, where each client works within the firm’s unique Retirement Income Planning Process. It’s a process that perfectly marries the portfolio construction research with the human dynamic of shepherding clients through the process of retirement.
Step One is “Develop A Retirement Vision.” In what he calls “The Right Fit Meeting,” Koch works with prospective clients to establish goals and objectives, identify major risk factors like longevity, inflation, rising health care costs and public policy risks. He also discusses trade-offs between investment strategies and does a thorough review of his slate of services.
Step Two is “Build The Optimal Retirement Portfolio” – also known as “Fundamental Bottoms-Up” or building the portfolio brick by brick This phase involves individual security selection (and an agreement to no mutual funds), creating active investment portfolios to exploit asset mispricings and an active management of risks.
Step Three in Koch’s process is “Retirement Distribution Strategies,” which involved focusing on “decumulation issues” in retirement planning; asset location; adding value to client accounts using the tax code; and tax efficient withdrawal strategies in retirement.
Step Four is “Estate & Wealth Transfer Planning,” involving various considerations connected to this aspect of their financial outlook. For clients who need this, Koch helps them evaluate the income tax, estate issues and other risks to the retirement plan. He also monitors and adjusts steps 1-4 as needed.
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